Secure U.S. permanent residence through investment. Learn minimum investment thresholds, job creation requirements and the application process.
USA • Investment • Permanent residency • Job creation
The EB‑5 Immigrant Investor Program allows foreign investors to obtain U.S. permanent residence (a Green Card) by investing in a new commercial enterprise and creating jobs. The minimum investment amount was increased to $1.8 million ($900,000 in a Targeted Employment Area) to account for inflation【201778134976666†L438-L444】. Investments must create or preserve at least 10 full‑time jobs for qualified U.S. workers. This article explains the requirements, process and FAQs.
Requirements
- Investment in new commercial enterprise: Capital must be invested in a U.S. commercial enterprise established after 1990 or an existing enterprise restructured or expanded.
- Job creation: Your investment must create or preserve at least 10 full‑time jobs for U.S. workers.
- Active involvement: Investors must be involved in the day‑to‑day management or policy formation of the enterprise.
- Lawful funds: You must show that your investment capital comes from lawful sources.
Investment amounts
As of 2025, the required minimum investments are:
| Investment type | Minimum amount |
|---|---|
| Standard investment | $1.8 million |
| Targeted Employment Area (TEA) | $900,000 |
The U.S. government increased the standard minimum from $1 million to $1.8 million and the TEA minimum from $500,000 to $900,000【201778134976666†L438-L444】. These thresholds will adjust every five years based on inflation【201778134976666†L438-L445】.
Application process
- Select investment type: Decide between direct investment in your own enterprise or investing through a USCIS‑approved regional center.
- Conduct due diligence: Evaluate projects, review financials and consult professionals.
- Invest capital: Transfer funds into the enterprise or escrow account.
- File Form I‑526E: Submit the immigrant petition with supporting documents to USCIS.
- Conditional residence: Upon approval, obtain a conditional Green Card valid for two years.
- Remove conditions: File Form I‑829 within 90 days before the second anniversary of your conditional residence, showing that the investment was sustained and jobs were created. If approved, you receive a permanent Green Card.
Note: The EB‑5 program is complex. Seek professional advice and ensure projects are compliant with U.S. securities and immigration laws.
FAQs
What is a Targeted Employment Area (TEA)?
A TEA is a rural area or an area with high unemployment. Investing in a TEA qualifies you for the reduced minimum investment of $900,000【201778134976666†L438-L444】.
Does the investment guarantee a Green Card?
No. You must meet all requirements, including job creation, and pass USCIS adjudication. The investment must remain at risk.
Can my family join me?
Yes. Your spouse and unmarried children under 21 can obtain conditional permanent residence with your EB‑5 approval.
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