The D7 Visa (Passive Income Visa) is ideal for retirees and remote workers seeking residency in Portugal. Learn income requirements, residency obligations and application steps.
Portugal • D7 Visa • Passive Income • Residency
Portugal’s D7 Visa allows non‑EU nationals with stable passive income to reside in the country. Applicants must demonstrate a minimum annual income of €8,460 for a single applicant, with 50% extra for a spouse and 30% for each dependent child【74412668581466†L212-L219】. Monthly income of at least €760 is also referenced【74412668581466†L315-L317】. This article covers eligibility, benefits and the application process.
Income & Eligibility Requirements
To qualify for the D7 Visa you must:
- Show stable passive income: At least €8,460 per year for a single applicant. Add 50% (€4,230) for a spouse and 30% (€2,538) for each dependent child【74412668581466†L212-L219】.
- Meet monthly income threshold: Demonstrate at least €760 per month (equivalent to 12 × national minimum wage)【74412668581466†L315-L317】.
- Provide proof of income sources: Pensions, rental income, dividends or remote-work earnings.
- Open a Portuguese bank account: Deposit funds and maintain sufficient balance.
- Secure accommodation: Lease agreement or property ownership in Portugal.
Benefits of the D7 Visa
- Two-year residence permit (renewable for three years) leading to permanent residency after five years.
- Opportunity to apply for Portuguese citizenship after five years of residency.
- Access to Portugal’s public healthcare and education systems.
- Freedom to travel within the Schengen area.
- Non-Habitual Residency (NHR) tax regime offering favourable tax benefits.
Visa holders must reside in Portugal for at least 16 months during the first two years【74412668581466†L315-L317】.
How to Apply
- Open a bank account & secure accommodation: Deposit funds and obtain a rental contract or deed.
- Gather documents: Passport, proof of income, bank statements, criminal record check, travel insurance, NIF (tax number), proof of address.
- Apply for a Portuguese residence visa: Submit your application to the Portuguese consulate in your home country; pay the fee and attend an interview.
- Enter Portugal & apply for residence permit: Once the visa is granted, travel to Portugal and schedule an appointment with SEF (Immigration and Borders Service) to obtain a residence permit.
- Maintain residency: Spend at least 16 months in Portugal during the first two years and continue to meet income requirements.
FAQs
What qualifies as passive income?
Acceptable sources include pensions, rental income, interest, dividends and remote work earnings. You must show consistency and reliability.
Can I work in Portugal?
The D7 Visa allows remote work for non-Portuguese employers. For local employment or self-employment, you may need to change your visa status.
Does the D7 lead to citizenship?
Yes. After five years of legal residence and meeting language and other requirements, you can apply for Portuguese citizenship.
• Income thresholds and residency rules may change; consult official Portuguese immigration sources before applying.